Claiming medical expenses on your tax return can make a meaningful difference to your finances — yet many South Africans either don’t know what they can claim or are unsure how to do it correctly. With the right guidance, medical tax relief can ease financial pressure while keeping you fully compliant with SARS. At ExtraStar Solutions, we help individuals and families unlock the tax benefits they are entitled to, with confidence and clarity.

In South Africa, medical expenses are claimed through medical tax credits and additional medical expense deductions, depending on your circumstances. Understanding how these work is key to maximising your tax outcome without triggering SARS queries or audits.

Understand What Qualifies as Medical Expenses

SARS allows certain qualifying medical expenses to be claimed, including medical scheme contributions, out-of-pocket medical costs, and qualifying disability-related expenses. These expenses must meet SARS requirements and be supported by valid documentation.

However, not all medical costs qualify, and claiming incorrectly can result in adjustments or penalties. ExtraStar Solutions ensures that only valid, compliant medical expenses are included in your return.

Keep Accurate Records and Supporting Documents

To successfully claim medical expenses, you must keep:

• Medical aid certificates
• Proof of payments for qualifying medical costs
• Invoices and receipts from healthcare providers

Well-organised records not only simplify tax filing but also protect you in the event of a SARS verification. ExtraStar Solutions helps clients prepare and review supporting documents to ensure everything is in order.

Know How Medical Tax Credits Work

Medical tax credits reduce the amount of tax you pay rather than increasing your refund directly. The value of the credit depends on your medical aid contributions, number of dependants, age, and whether a registered disability is involved.

Understanding how these credits apply can be confusing. At ExtraStar Solutions, we calculate your medical tax benefits accurately, ensuring you receive the correct relief under current SARS rules.

Avoid Common Claiming Mistakes

Many taxpayers miss out on valid claims or submit incorrect information due to misunderstanding the rules. Common mistakes include:

• Claiming non-qualifying expenses
• Omitting medical aid certificates
• Incorrectly capturing amounts on the tax return

ExtraStar Solutions reviews your tax return carefully to avoid errors that could delay assessments or result in penalties.

Why Work with ExtraStar Solutions?

ExtraStar Solutions is a trusted South African tax and accounting firm dedicated to helping taxpayers maximise benefits while staying compliant. We provide clear guidance, accurate calculations, and peace of mind throughout the tax filing process.

Our approach includes:

• Personalised tax assessments
• Accurate capture of medical expenses
• Compliance with current SARS legislation
• Support during verifications and audits

We believe tax compliance should empower you, not overwhelm you.

Turn Medical Expenses into Tax Relief

Medical expenses can place a heavy financial burden on households. Claiming them correctly can bring real relief — but only when done in line with SARS requirements.

Let ExtraStar Solutions help you turn your medical costs into legitimate tax savings while ensuring your return is accurate, compliant, and stress-free.